WOMEN BUSINESS HUB -ADVOCACY ALLIANCE CONSORTIUM

  The Women Business Hub , an organization dedicated to advancing women’s entrepreneurship, has partnered with INUA VILLAGE SACCO to drive inclusive economic empowerment across Western Kenya. Anchored in the SACCO’s vision of “My Savings, My Prosperity” , the Hub provides women with access to financial services, tailored business development support, and collaborative networks that strengthen resilience and competitiveness. This partnership was showcased during the SACCO Open House , a dynamic forum that brought together women, youth, and persons with disabilities (PWDs). The event served as a platform for learning and sharing, highlighting how marginalized community members can establish and grow business ventures for sustainable livelihoods. Central to the initiative is the Trade Over Aid (TOA) Model , which shifts communities from dependency to enterprise-driven solutions. Through the Biashara Mashinani Initiative (BMI) , INUA VILLAGE SACCO equips grassroots entrepreneurs w...

The Trade Over Aid (TOA ) Initiative challenges traditional paradigms of dependency by shifting focus from aid to trade . It empowers individuals to become creators of value, job providers, and agents of dignity. For Kisumu , this training marks the beginning of a ripple effect: families strengthened by income, youth inspired by opportunity, and communities uplifted by enterprise. Each certificate is not just a piece of paper—it is a contract with the future, a declaration that these entrepreneurs are ready to transform challenges into ventures and ideas into livelihoods. This group photo captures a moment of transition: from learning to doing, from aspiration to action. It is a visual narrative of empowerment , where ordinary citizens step into extraordinary roles as business pioneers . Through TOA, they are not merely starting businesses; they are rewriting the story of Kisumu—one that replaces aid dependency with trade-driven dignity , resilience, and prosperity.

Ladies and gentlemen, Friends and partners in empowerment, For centuries, we have repeated the proverb: “Don’t give a man a fish; teach him how to fish.” It has guided development, philanthropy, and empowerment efforts across the world. But here at Women Business Hub , we have outlived that saying. We believe it is not enough. Teaching a man how to fish is useful, yes—but it is not sustainable. Because we must ask: Who feeds the fish? What happens when men know how to fish, but the rivers run dry? What happens when the lakes are polluted, or the fish are depleted? Skills alone cannot feed families when ecosystems collapse. That is why we challenge conventional wisdom. We say: The man must be taught more than fishing. He must be taught how to develop a fish pond. He must learn the species of fish, how to breed them, how to protect the ecosystem that sustains them. He must learn to co-exist with fish—not just as a consumer, but as a steward. This is the essence of sustainable...

 Since its launch in 2025, the Trade Over Aid (TOA) Initiative has marked a decisive shift in how communities in Western Kenya region approach resilience and empowerment . In the past, many grassroots households and vulnerable groups were heavily reliant on short-term aid , which often provided immediate relief but did little to build lasting independence. This dependency limited opportunities for self-reliance and left communities exposed to recurring economic shocks . TOA emerged as a response to this challenge, offering a new vision: to replace aid dependency with trade-led empowerment, dignity, and sustainable growth. At present, Women Business Hub has developed a strong collaborative partnership with INUA Village SACCO (IVS) to strengthen the initiative and actively lay the foundations for resilient local economies. The TOA is strengthening productive capacities of women and youth, expanding market access, and integrating local businesses into regional and global value ch...

Trade Over Aid (TOA) is Women Business Hub’s practical pathway from aid-dependency to trade-driven dignity. In Kisumu, TOA is implemented in partnership with Inua Village SACCO (IVS) – Kisumu Branch. Women Business Hub leads community mobilization, mentorship, and enterprise training for young women entrepreneurs and non-binary youth, while IVS provides the regulated financial rails: member onboarding, passbooks, share capital, and safe savings channels via mobile money and in-branch services. This partnership operationalizes TOA’s model: mobilize youth cohorts, help them formalize membership (registration and passbooks), build ownership (share capital), and cultivate continuous savings habits aligned to enterprise goals. The SACCO’s cooperative structure protects member funds and fosters disciplined growth; WBH’s mentorship and market-linkages translate that savings into enterprise resilience and revenue. Participation and gender engagement in TOA (Kisumu, Sep–Dec 2025) Between ...

  For over a decade, Risper Auma walked the streets of Kisumu selling fresh vegetables from a woven basket. Each day began before sunrise, and every coin she earned was carefully tucked away—not just for survival, but for a dream. She envisioned a home of her own, a place where her children could grow up with dignity and stability. Risper Auma joined a local savings and credit cooperative society , where she began contributing small amounts weekly. Through discipline and determination, she built up her savings and eventually qualified for a loan. With that support, she purchased a modest piece of land and began building her home—brick by brick, hope by hope. Today, Risper Auma stands proudly in her garden, feeding chickens beside the house she built. Her children are thriving in school, with graduation just around the corner. But Risper Auma’s story doesn’t end with her own success. She is now a community mentor with Women Business Hub , guiding other women through the journe...